Dutch neobank Bunq, Europes second-largest digital bank, is gearing up to expand across the Atlantic.
These will include features like automatic transfers and Mastercard-backed debit cards.
However, Bunq isnt diving into the deep end just yet.
A US banking licence would let Bunq operate like a fully regulated American bank.
It would be able to offer checking and savings accounts, hold deposits directly, and issue credit.
Like most neobanks, Bunq doesnt have physical branches.
Instead, its customers do their banking fully online.
Our users live an international lifestyle, and they need a bank thats global too, said Niknam.
Todays step brings us closer to making that vision a reality.
Amsterdam-based Bunq has already seen rapid growth in Europe, where it now counts 17 million users.
Bunq said it plans to reinvest those profits into its international expansion, with the US a key target.
AtTNW Conference,Ali Niknam will explain how hebuilt a bank that moves at startup speed.
The eventtakes place on June 19-20 in Amsterdam and tickets arenownow on sale.
Use the code TNWXMEDIA2025 at the check-out to get 30% off the price tag.
Story bySion Geschwindt
Sion is a freelance science and technology reporter, specialising in climate and energy.
